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Mortgages made simpler

Mortgages made simpler

Helping buyers across South London, including Croydon and Beckenham, access the right mortgage advice with clarity, care and confidence. 

Making dream homes happen

We work closely with trusted, independent mortgage advisers who help our clients navigate the process with ease. Whether you’re a first-time buyer, moving home or refinancing, expert advice at the right time can make all the difference. 

£40

million+

worth of sales in 2024

97%

of homes sold

at or above asking price

200+

properties

successfully managed in 2024

3,000+

registered applicants

ready to market your property to

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Personalised Mortgage Advice

Discover the difference of personalised mortgage advice in Croydon. Our mortgage advice is tailored to your unique needs, offering guidance and solutions that align with your goals. Our team is not only dependable but also your trusted ally in navigating the mortgage landscape.

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Shaping Financial Futures, One Mortgage at a Time

Collaborate on your mortgage journey with Neighbour. Beyond mortgages, we're architects of your financial stability. Whether you are a seasoned investor or first time buyer seeking mortgage advice, our transparent conversations lay the groundwork for mortgages and prosperous tomorrows.

“I had such a great experience working with Ophelia! She helped me secure a flat I really wanted, and she made the entire process so smooth and stress-free.” 

Michaella Kamara

Why choose our mortgage advisors in South London

Our estate agents in South London(Croydon and Beckenham) partner with experienced mortgage advisers who have strong knowledge about local marker and offer a genuinely personal service.

Tailored advice

From fixed and variable rates to specialist lending, you’ll receive tailored advice rather than generic recommendations. 

Personal approach

They’ll take time to understand your circumstances, explain your options clearly, and help you secure a deal that works for you – now and in the future.

Expert guidance

They’ll guide you through affordability, deposits, lender criteria and timescales, answering questions clearly and helping you move forward with confidence. 

Your questions, answered.

Clear answers to common mortgage questions. 

Borrowing depends on your income, outgoings, credit history and lender criteria. An adviser can give you a precise, realistic figure. 

Most mortgages require a minimum deposit of five to ten per cent, though higher deposits can unlock better rates. 

Yes. It helps you understand your budget and demonstrates to sellers that you’re serious and prepared.

Fixed rates remain the same for a set period, while variable rates can rise or fall with market movements.

Yes. Most lenders require at least two years of accounts or tax returns, though options vary. 

No. You’re free to choose any adviser you wish. We introduce trusted partners if helpful.